日本海事新聞ニュース Japan Maritime Daily Apr 14, 2021 (Wed)

‌【Interview】Interview with Mr. Yoshiaki Yoshizaki, Ship Finance Department General Manager, Hiroshima Bank

Mr. Yoshiaki Yoshizaki, Ship Finance Department General Manager, Hiroshima Bank

　The Hiroshima Bank (head office, Hiroshima City) has a philosophy of contributing to the maritime i ・・・ 続きはログインして下さいnext %E3%80%80The+%3Cb%3EHiroshima+Bank%3C%2Fb%3E+%28head+office%2C+Hiroshima+City%29+has+a+philosophy+of+contributing+to+the+maritime+industry+and+the+local+economy+in+Setouchi%2C+and+boasts+a+top-class+track+record+in+ship+financing+as+a+regional+bank.+We+asked+Mr.+Yoshiaki+Yoshizaki%2C+who+became+the+Ship+Finance+Department+General+Manager+on+April+1%2C+about+the+business+policy.+%28Interviewer+Azumi+Kashiwai%29+%3Cbr%3E%E3%80%80%E2%96%A0+Loan+balance+720+billion+yen+%3Cbr%3E%E3%80%80--What+are+your+aspirations+for+becoming+the+director%3F+%3Cbr%3E%E3%80%80%E2%80%9CWe+are+blessed+with+customers%2C+including+local+shipowners+and+shipbuilding+companies%2C+and+continuing+this+transaction+will+lead+to+regional+development.+It%E2%80%99s+a+very+important+job+and+I+want+to+work+hard.+%E2%80%9C+%3Cbr%3E%E3%80%80%E2%80%9CThe+Ship+Finance+Department+is+basically+a+support+entity%2C+responsible+for+formulating+major+policies+for+ship+financing%2C+loan+screening%2C+and+risk+management%2C+while+the+day-to-day+relationship+building+with+customers+is+tackled+by+the+branch+managers+and+staff+at+each+branch.+One+of+our+strengths+is+that+we+have+a+deep+understanding+of+shipping+and+shipbuilding%2C+from+executives+to+young+people+at+each+branch%2C+and+we+have+abundant+human+resources+in+the+field+of+ship+finance.+%E2%80%9C+%3Cbr%3E%E3%80%80%E2%80%9CAt+the+end+of+March+this+year%2C+our+shipbuilding+and+shipping+loan+balance+was+720+billion+yen%2C+an+increase+of+15+billion+yen+from+a+year+ago.+Of+this+amount%2C+the+amount+for+ocean-going+vessels+was+just+under+600+billion+yen%2C+which+increased+by+about+14+billion+yen+due+to+the+effect+of+yen+depreciation%2C+setting+a+new+record+high.+%E2%80%9C+%3Cbr%3E%E3%80%80--What+is+your+basic+lending+attitude%3F+%3Cbr%3E%E3%80%80%E2%80%9CShipowners+have+a+strong+demand+for+replacement%2C+and+we+also+have+a+strong+desire+to+support+the+work+of+local+shipyards.+I+expect+that+the+balance+of+our+ship-related+loans+will+increase+in+the+future.+If+we+talk+to+our+customers+well%2C+we+will+have+many+positive+opportunities.+%E2%80%9C+%3Cbr%3E%E3%80%80%E2%96%A0+New+construction+projects+due+to+high+market+conditions+%3Cbr%3E%E3%80%80--I+would+like+to+hear+about+the+current+state+of+the+ship+finance+market.+%3Cbr%3E%E3%80%80%E2%80%9CLast+year%2C+the+environment+was+harsh+due+to+the+coronavirus+pandemic%2C+but+there+are+positive+signs+that+the+charter+market+is+rising%2C+and+we+are+beginning+to+hear+some+new+bulker+projects.+There+is+a+feeling+that+overseas+operators+who+have+been+watching+the+timing+of+new+chartered+vessels+have+begun+to+move%2C+and+the+charter+period+is+becoming+longer+than+at+one+time.+However%2C+the+charter+rates+offered+are+still+tough%2C+and+shipowners+should+still+feel+a+mismatch+between+new+ship+prices+and+charter+fees.+%E2%80%9C+%3Cbr%3E%E3%80%80--What+about+the+demand+for+new+chartered+vessels+by+Japanese+shipping+operators%3F+%3Cbr%3E%E3%80%80%E2%80%9CLNG+%28liquefied+natural+gas%29+fuel-fired+and+other+next-generation+environmental+ship+projects+are+under+consideration.+Specific+business+negotiations+are+yet+to+come%2C+but+I+hope+it+will+be+an+investment+opportunity+for+Setouchi+shipowners.+%E2%80%9C+%3Cbr%3E%E3%80%80%E2%80%9CThe+new+fuel+ship+will+be+a+large+investment+and+there+are+issues+related+to+ship+management+such+as+securing+seafarers%2C+but+it+is+definitely+an+important+initiative+to+achieve+the+SDGs+%28Sustainable+Development+Goals%29%2C+and+we+would+like+to+consider+it+as+positively+as+possible.%E2%80%9C+%3Cbr%3E%E3%80%80%E2%80%9CChartering+is+premised+on+a+long-term+contract.+For+example%2C+a+seven-year+charter+period+for+an+LNG+fueled+Mega+container+ship+is+too+short%2C+and+a+minimum+of+ten+years+is+required.+The+dissemination+of+new+technologies+requires+cooperation+across+the+industry%2C+including+operators%2C+to+share+risks.+%E2%80%9C+%3Cbr%3E%E3%80%80--How+do+you+view+the+risk+of+obsolescence+of+conventional+heavy+oil-fired+vessels%3F+%3Cbr%3E%E3%80%80%E2%80%9CIt+is+a+problem+related+to+the+time+axis+when+ship+fuel+is+changing%2C+and+it+is+difficult+to+determine+YES+or+NO+at+this+stage.+The+question+is+how+to+tackle+the+SDGs+not+only+on+individual+vessels+but+also+on+the+entire+management+of+shipowners.+For+example%2C+even+in+the+case+of+heavy+oil-fired+projects%2C+if+we+plan+to+sell+old+vessels+with+high+CO2+%28carbon+dioxide%29+emissions+in+our+fleet+and+replace+them+with+the+latest+eco-friendly+vessels%2C+we+can+contribute+to+the+SDGs.+%E2%80%9C+%3Cbr%3E%E3%80%80--What+is+your+attitude+toward+financing+ships+ordered+from+Chinese+shipyards%3F+%3Cbr%3E%E3%80%80%E2%80%9CWe+are+not+thinking+of+expanding+projects+that+are+far+from+our+local+customers%2C+such+as+those+for+Chinese+construction+and+overseas+shipowners.+However%2C+I+feel+the+shipowner%E2%80%99s+sense+of+crisis+and+the+need+for+change%2C+and+if+there+is+a+consultation%2C+I+will+listen+carefully+and+consider+it+individually.+%E2%80%9C+%3Cbr%3E%E3%80%80--What+is+the+trend+of+sales+%26+BBC+back+%28re-Bare+Boat+Charter+after+sale%29+of+European+and+Japanese+shipowners%2C+which+was+popular+until+a+few+years+ago%3F+%3Cbr%3E%E3%80%80%E2%80%9CWe+have+also+worked+on+some+of+them%2C+but+recently+the+number+of+projects+has+decreased+considerably.+The+dollar+interest+rate+fell+last+spring+and+the+interest+rate+differential+with+the+yen+narrowed%2C+which+may+have+made+it+less+attractive+to+overseas+shipowners.+Also%2C+it+seems+that+overseas+financial+institutions%2C+which+were+reluctant+to+lend+ships+for+a+while%2C+are+returning+to+their+original+state.+%E2%80%9C+%3Cbr%3E%E3%80%80--A+large-scale+grounding+accident+occurred+on+a+Japanese+shipowner%E2%80%99s+ship+in+Mauritius+last+summer+and+on+the+Suez+Canal+in+March.+%3Cbr%3E%E3%80%80%E2%80%9CMarine+accident+risk+is+the+fate+of+shipping%2C+but+there+are+mechanisms+to+protect+shipowners%2C+such+as+Convention+on+Limitation+of+Liability+for+Maritime+Claims+and+various+types+of+insurance.+If+the+financer+does+not+properly+understand+the+risk+control+of+the+shipowner%2C+ship+finance+will+not+be+possible.+Immediately+after+an+accident%2C+one-sided+speculation+may+fly+around%2C+but+it+is+a+question+of+how+to+identify+information+based+on+accurate+knowledge%2C+and+how+to+be+close+to+customers+and+solve+problems+in+the+event+of+a+problem.+%E2%80%9C+%3Cbr%3E%E3%80%80%E2%96%A0+Cooperation+for+shipbuilding+support+%3Cbr%3E%E3%80%80--What+is+the+financing+environment+for+shipbuilding%3F+%3Cbr%3E%E3%80%80%E2%80%9CReducing+the+amount+of+orderbook+for+new+ships+is+a+serious+issue.+Many+shipyards+have+slowed+down+their+operations+since+last+fall%2C+and+some+affiliated+companies+have+lost+more+than+30%25+in+sales.+The+shipbuilding+industry+has+a+very+broad+base%2C+including+on-site+subcontractors%2C+block+manufacturing+companies%2C+and+marine+manufacturers%2C+and+supports+the+foundation+of+the+local+economy.+%E2%80%9C+%3Cbr%3E%E3%80%80%E2%80%9CWe+also+want+to+help+the+shipbuilding+industry+by+increasing+demand+with+the+investment+support+of+shipowners.+However%2C+it+is+not+a+problem+that+can+be+solved+by+one+company+or+one+financial+institution.+I+would+like+to+explore+the+possibility+of+support+by+collaborating+widely+with+local+governments+while+sharing+wisdom+with+other+Japanese+regional+banks.+%E2%80%9C+%3Cbr%3E%E3%80%80Yoshiaki+Yoshizaki+graduated+from+Hiroshima+University+in+1993+and+joined+the+%3Cb%3EHiroshima+Bank%3C%2Fb%3E.+After+working+at+the+Imabari+branch%2C+head+office+sales+department%2C+and+loan+department%2C+he+became+the+general+manager+of+the+ship+finance+department+in+2017%2C+and+has+been+in+his+current+position+since+April+1%2C+this+year.+50+years+old.%3Cbr%3E%3Cbr%3E%3Cbr%3EDisclaimer%3A+The+English+translations+provided+through+this+service+are+the+result+of+translations+made+by+The+Japan+Maritime+Daily+or+automatically+and+mechanically+translated+by+The+Japan+Maritime+Daily+using+an+automated+translation+system+provided+by+a+third+party+after+certain+processing+of+the+Japanese+content+licensed+by+the+third+party.+In+terms+of+the+English+translation%2C+The+Japan+Maritime+Daily+and+MarineNet+Co.%2C+Ltd.+make+no+warranty+or+burden+of+any+kind%2C+express+or+implied%2C+including+its+accuracy%2C+reliability%2C+validity+or+fitness+for+a+particular+purpose.+MarineNet+Users+should+fully+understand+that+this+service+uses+an+automated+translation+system+that+automatically+and+mechanically+recognizes+and+analyzes+information+and+produces+results.+The+users+should+understand+the+above+conditions+before+using+this+service.%3Cbr%3E%3Cbr%3E%E5%85%8D%E8%B2%AC%E4%BA%8B%E9%A0%85%EF%BC%9A%E3%81%93%E3%81%AE%E3%82%B5%E3%83%BC%E3%83%93%E3%82%B9%E3%82%92%E4%BB%8B%E3%81%97%E3%81%A6%E6%8F%90%E4%BE%9B%E3%81%95%E3%82%8C%E3%82%8B%E8%8B%B1%E8%A8%B3%E3%81%AF%E3%80%81%E6%97%A5%E6%9C%AC%E6%B5%B7%E4%BA%8B%E6%96%B0%E8%81%9E%E3%81%8C%E4%BD%9C%E6%88%90%E3%81%99%E3%82%8B%E3%81%8B%E3%80%81%E5%8F%88%E3%81%AF%E3%80%81%E7%AC%AC%E4%B8%89%E8%80%85%E3%81%8B%E3%82%89%E4%BD%BF%E7%94%A8%E8%A8%B1%E8%AB%BE%E3%82%92%E5%8F%97%E3%81%91%E3%81%9F%E6%97%A5%E6%9C%AC%E8%AA%9E%E3%81%AE%E3%82%B3%E3%83%B3%E3%83%86%E3%83%B3%E3%83%84%E3%82%92%E3%80%81%E6%97%A5%E6%9C%AC%E6%B5%B7%E4%BA%8B%E6%96%B0%E8%81%9E%E3%81%8C%E4%B8%80%E5%AE%9A%E3%81%AE%E5%87%A6%E7%90%86%E3%82%92%E8%A1%8C%E3%81%A3%E3%81%9F%E4%B8%8A%E3%81%A7%E3%80%81%E7%AC%AC%E4%B8%89%E8%80%85%E3%81%8C%E6%8F%90%E4%BE%9B%E3%81%99%E3%82%8B%E8%87%AA%E5%8B%95%E7%BF%BB%E8%A8%B3%E3%82%B7%E3%82%B9%E3%83%86%E3%83%A0%E3%82%92%E5%88%A9%E7%94%A8%E3%81%97%E3%81%A6%E8%87%AA%E5%8B%95%E7%9A%84%E3%83%BB%E6%A9%9F%E6%A2%B0%E7%9A%84%E3%81%AB%E7%BF%BB%E8%A8%B3%E3%81%97%E3%81%9F%E7%B5%90%E6%9E%9C%E3%81%A7%E3%81%82%E3%82%8A%E3%80%81%E6%97%A5%E6%9C%AC%E6%B5%B7%E4%BA%8B%E6%96%B0%E8%81%9E%E3%80%81%E3%83%9E%E3%83%AA%E3%83%B3%E3%83%8D%E3%83%83%E3%83%88%E3%81%AF%E3%80%81%E5%BD%93%E8%A9%B2%E8%8B%B1%E8%A8%B3%E3%81%AB%E9%96%A2%E3%81%97%E3%81%A6%E3%80%81%E3%81%9D%E3%81%AE%E6%AD%A3%E7%A2%BA%E6%80%A7%E3%80%81%E4%BF%A1%E9%A0%BC%E6%80%A7%E3%80%81%E5%A6%A5%E5%BD%93%E6%80%A7%E5%8F%8A%E3%81%B3%E7%89%B9%E5%AE%9A%E7%9B%AE%E7%9A%84%E3%81%B8%E3%81%AE%E9%81%A9%E5%90%88%E6%80%A7%E3%82%92%E5%90%AB%E3%82%81%E3%80%81%E6%98%8E%E7%A4%BA%E5%8F%88%E3%81%AF%E9%BB%99%E7%A4%BA%E3%81%AB%E3%82%82%E3%80%81%E3%81%84%E3%81%8B%E3%81%AA%E3%82%8B%E4%BF%9D%E8%A8%BC%E3%82%82%E3%81%97%E3%81%BE%E3%81%9B%E3%82%93%E3%80%82%E3%83%9E%E3%83%AA%E3%83%B3%E3%83%8D%E3%83%83%E3%83%88%E3%83%A6%E3%83%BC%E3%82%B6%E3%83%BC%E3%81%AF%E3%80%81%E3%81%93%E3%81%AE%E3%82%B5%E3%83%BC%E3%83%93%E3%82%B9%E3%81%8C%E3%80%81%E8%87%AA%E5%8B%95%E7%9A%84%E3%81%8B%E3%81%A4%E6%A9%9F%E6%A2%B0%E7%9A%84%E3%81%AB%E6%83%85%E5%A0%B1%E3%82%92%E8%AA%8D%E8%AD%98%E3%83%BB%E5%88%86%E6%9E%90%E3%81%97%E3%81%A6%E7%B5%90%E6%9E%9C%E3%82%92%E5%87%BA%E5%8A%9B%E3%81%99%E3%82%8B%E8%87%AA%E5%8B%95%E7%BF%BB%E8%A8%B3%E3%82%B7%E3%82%B9%E3%83%86%E3%83%A0%E3%82%92%E4%BD%BF%E7%94%A8%E3%81%97%E3%81%9F%E3%82%B5%E3%83%BC%E3%83%93%E3%82%B9%E3%81%A7%E3%81%82%E3%82%8B%E3%81%93%E3%81%A8%E3%82%92%E5%8D%81%E5%88%86%E3%81%AB%E7%90%86%E8%A7%A3%E3%81%97%E3%81%9F%E4%B8%8A%E3%81%A7%E3%80%81%E3%81%93%E3%81%AE%E3%82%B5%E3%83%BC%E3%83%93%E3%82%B9%E3%82%92%E5%88%A9%E7%94%A8%E3%81%99%E3%82%8B%E3%82%82%E3%81%AE%E3%81%A8%E3%81%97%E3%81%BE%E3%81%99%E3%80%82%3Cbr%3E

【インタビュー　船舶融資の舵取り】広島銀行船舶ファイナンス部長・吉崎能章氏、新燃料船でSDGs後押し

2021/04/14(水)

日本海事新聞 JMD

関連記事ニュース Related news